Global business payments made simple

Businesses are going global. Payments should too.


We empower business owners like you to take charge of your finances and minimize unforeseen costs. Convert currency and make payments on your own terms.

See how it works

  • Top up

    Top Up

    Create a top up request and send your money to Koku via bank transfer. We will inform you as soon as your money has reached us. Currently, Koku accepts 12 different currencies and we're expanding our network to support more currencies.

  • Convert


    Convert currencies at no cost and instantly at the live rate, or whenever you decide that the exchange rate is ideal for you. Not the time to convert yet? Koku also allows you to hold up to 12 currencies in your wallet.

  • Pay


    Directly pay into your recipient’s bank account, or simply send money instantly to their Koku wallet at zero cost. Koku makes it seamless for you to settle your international payments.

  • Cash out

    Cash Out

    Easily transfer money from your Koku wallet back into your business’ bank account.


See what our customers have to say

  • ““I am so glad that I discovered a convenient and cost-saving alternative for my business transactions. Koku has helped me save a significant amount of money on my payments to Malaysia. I would highly recommend them to everyone!””
    Deco-Base Team
  • “"Koku’s services are fast and reliable, and I can always count on them to settle my transactions. Now, I never have to worry about late payments, as my CNY funds can get delivered to my China suppliers on the same day."”
    Jimmy Tan
    Buy, Sell, Supply
  • "Koku makes cross-border payments so seamless and simple. With their intuitive online platform and excellent customer support, sending money to my overseas supplier has never been easier."

    Paul and Ivan
    PI Architects



Koku to Koku payments are free and occur instantly. Send and receive worldwide payments with immediate crediting in 12 currencies.


We display our fees upfront. Stay in control of your business margins by knowing the costs of your transfers. No hidden fees and charges.

Low cost

Our smart order routing technology helps you keep your costs low. Get live rates at the lowest possible cost by leveraging on Koku’s global network.


Our in-house policies, internal procedures, and industry expertise combine to create a robust compliance and anti-fraud framework.

Easier, more affordable and more flexible products to cater to your payment needs.

Get Started

Need to collect payments online in a scalable manner?

Koku Checkout is a product built to help merchants scale their online payments.

Learn More »